Who Has Affordable Nashville Auto Insurance for Electric Cars?

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For eco-friendly vehicles, one of the more important components that are used to help calculate the amount you pay for auto insurance is where you choose to live. Areas with more people or even just a higher incidence of claims tend to have more expensive auto insurance rates, whereas areas with fewer weather claims and lower vehicle theft rates can boast about having cheaper rates.

The following table shows the most expensive areas in Tennessee for electric cars in which to buy car insurance. Nashville shows up at #6 with the annual price of $1,213 for the average insurance policy, which is around $101 monthly.

How much is car insurance in Nashville?
Rank City Annual Premium
1 Memphis $1,446
2 Bartlett $1,405
3 Germantown $1,360
4 Collierville $1,349
5 Jackson $1,266
6 Nashville $1,213
7 Oak Ridge $1,210
8 Maryville $1,208
9 Clarksville $1,206
10 La Vergne $1,197
11 Murfreesboro $1,194
12 Knoxville $1,194
13 Columbia $1,190
14 Brentwood $1,168
15 Smyrna $1,159
16 Spring Hill $1,157
17 Franklin $1,140
18 Morristown $1,137
19 Cookeville $1,136
20 Hendersonville $1,136
21 Cleveland $1,135
22 Gallatin $1,133
23 Chattanooga $1,127
24 Kingsport $1,068
25 Johnson City $1,041
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Table data uses comparative as the garaging address in Nashville can lower or raise rates greatly.

The vehicle model that is being insured is one of the largest considerations when consumers are trying to find the cheapest car insurance for electric cars. Vehicles with reasonable performance levels, excellent safety ratings, or a positive history of liability claims will cost significantly less to insure than fast, unsafe models. The next list presents insurance costs for a selection of the more affordable vehicles to buy coverage for.

Cheapest Vehicles to Insure in Nashville, TN
Make, Model, and Trim Level Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $1,025
Ford Escape XLT 2WD $1,126
Honda CR-V EX 2WD $1,135
Chevrolet Silverado LS Regular Cab 4WD $1,128
Dodge Grand Caravan SE $1,151
Chevrolet Impala LT $1,217
Toyota Camry LE $1,226
Toyota RAV4 Limited 2WD $1,217
Jeep Grand Cherokee Laredo 4WD $1,223
Volkswagen Jetta S 4-Dr Sedan $1,217
Jeep Wrangler Sport Islander Package 4WD 2-Dr $1,233
Ford Explorer Limited 4WD $1,240
Chevrolet Malibu LT $1,247
Toyota Prius $1,283
GMC Sierra SL Crew Cab 4WD $1,306
Ford F-150 Lariat Crew Cab Harley 4WD $1,329
Chevrolet Equinox LS AWD $1,331
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Data rating is based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Tennessee minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Table data does not factor in the specific area where the vehicle is garaged which can affect coverage prices noticeably.

Based upon the table data, we can presume that makes and models like the Hyundai Elantra, Ford Escape, Honda CR-V, and Chevrolet Silverado will definitely be a few of the most affordable vehicles to insure for eco-friendly vehicles.

Get discount Nashville insurance

Car insurance for eco-friendly vehicles in Nashville, TNAuto insurance companies that offer cheap quotes for electric cars may additionally offer rate discounts that can lower rates by 35% or more if you are eligible to receive them. The best car insurance companies and some of their more popular discounts are detailed below.

The illustration below compares car insurance rates with and without discounts applied to the policy rates. The information is based on a female driver, no violations or accidents, Tennessee state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with defensive driving course, marriage, passive restraint, safe-driver, homeowner, and multiple vehicle discounts applied. When these discounts are applied to the policy premium, theamount saved on car insurance for electric cars is 28% or $433.

Which car insurance company is best in Tennessee?

Selecting a good quality insurance provider can be a challenge considering how many different companies there are to choose from in Nashville. The company information in the lists below could help you choose which car insurance companies you want to consider when comparing auto insurance rates for electric cars.

The ratings below are only comprised of major nationwide insurance companies, so companies that only write business in Tennessee or surrounding areas are not factored into this list. If you would like to check rates from the most competitive companies in Tennessee, click here.

Top 10 Major Car Insurance Companies Overall in Nashville

  1. Travelers
  2. USAA
  3. AAA Insurance
  4. Nationwide
  5. Allstate
  6. State Farm
  7. The Hartford
  8. Safeco Insurance
  9. Progressive
  10. American Family

The insurance agents in Nashville listed below can provide answers to your questions and help you determine which coverages are best, as lots of drivers aren't clear which coverage they need and would like to get some professional advice when shopping around for cheaper insurance for electric cars. It can be difficult to do it yourself, and getting professional guidance from a licensed agent can provide comfort knowing your policy gives you adequate coverage when you need it most. To locate an agency near you, click the button below the list.

More insurance agents in Nashville, TN

Ideas to find the cheapest insurance for electric cars

Below you'll find a few thrifty ideas that can help Nashville drivers locate low-cost coverage.

That last idea is very significant, as we noted in the article above. Prices charged by companies in Nashville change frequently, so drivers shouldn't be reluctant to buy a policy from a new company if a better deal can be had.

Many consumers stick with the same company and that's fine, but it's not a good idea if your bullheadedness ends up costing you hundreds every year. In just a couple of minutes you could compare prices to find cheaper car insurance for electric cars.